The National Security Council has launched a nationwide campaign called "DriveitHome", which calls on parents to participate actively in the driving of the child.
Here in Southwest Florida, Fort Myers and Cape Coral car accident lawyers know teenagers and young adults are involved in a disproportionately large number of serious and fatal motor vehicle collisions. Most parents believe they understand the risks and do enough to help their young drivers. However, traffic clashes are the main cause of death for children. In other words, your child is more likely to die in a traffic collision than in any other way The DriveitHome Campaign reports more than 2 million young drivers every year to take you and almost a million reported crashes. Almost half of all accidents happen at night, even though you have much less drivers.
Selecting a car and car insurance for a SWFL teenager
A likely reminder of the risks is likely to affect parents to buy teenage insurance. In Florida, a young driver policy that provides minimum insurance can cost as much as $ 300 a month, depending on the vehicle of the teenager and other factors. Even then, you may want to tell your teenage near a public road with Florida's mandatory minimum insurance of $ 10,000. Florida's insurance requirements are at the bottom – the lowest in the country. Compensation for personal injury can only be reduced to $ 2,500 if treatment is not sought immediately after a collision
Our experienced car accident agents in Cape Coral and Fort Myers encourage parents to buy coverage at higher limit values and optional uninsured car (UM) / under-priced car use (UIM). This coverage protects your teenage collision with a driver who has no insurance, but perhaps more importantly, as a passenger in another vehicle collision. Although your child has taught all the ropes, driving with another teenage driver is still a major risk factor. In fact, teenagers are more likely to encounter collisions with a number of passengers than any other age group, and research shows that the risk of collision with motor vehicles increases with each passenger in the vehicle of a young driver.
The Florida Statute 322.09 discloses parental responsibility for a minor's negligence or misconduct and considers parental responsibility (together with the child) for damages in the event of a collision. so that car insurance for your child is mandatory to secure the economic well-being of your family.
Safeguarding a Teenager on the Road
You can reduce the cost of better car insurance and improve teen safety in the event of a collision by carefully selecting a young driver's vehicle.
The Highway Safety Authority offers a wealth of advice when choosing a teenage vehicle . However, most advice will make a sensible decision. Slightly older vehicles are better (and cheaper to insure) than most newer models. The vehicle should be large enough to provide significant impact protection, but not so large that it is difficult to drive. The process should also include reviewing relevant models through a car insurance carrier
The licensed license of Florida is designed to keep motorists safe by providing drivers with gradual rights. Night and passenger restraints address the greatest risks and should be respected. Parents and older drivers should also be a good example for young people by avoiding distraction, aggressive driving and adhering to all traffic laws.
If you are involved in a collision, please contact an injury adviser at the Garvin Law Office at 800.977.7017 for a free preliminary hearing.